50/30/20 Budget

• All-in-one dashboard: Track income, expenses, savings, debts, and net worth in one file.
• Customizable ratios: Start with the 50/30/20 rule or adjust it to fit your financial goals.
• Time-saving automation: Linked tabs and auto-populating data mean less manual input.
• Clear visuals: Color-coded tables and graphs make it easy to understand your spending habits.

Extra tools included: Sinking funds tracker, debt calculator, bank account tracker, net worth tracker, and even “no-spend” challenge sheets.

This budget spreadsheet is perfect for anyone who wants to manage their money more intentionally, whether you’re just starting to budget, saving for a big goal, or working to pay off debt. It’s flexible enough for individuals, couples, or even families, and it’s especially helpful if you like having both the big picture and detailed breakdowns in one tool.

You start by selecting the month you want to review. The spreadsheet automatically pulls data from your monthly budget tabs into a clean summary table. This gives you a snapshot of your spending in each category, plus a transaction tracker you can filter by date, type, or category.

If your expenses don’t fit the 50/30/20 split, you can easily adjust your ratios in the green table. The yellow table then shows your actual spending percentages, along with easy-to-read graphs so you can see how close you are to your targets. And because all tabs are linked, changes you make in one place automatically update everywhere else.

The 50/30/20 Budget Spreadsheet isn’t just another budget template, it’s a complete financial dashboard designed to help you see the big picture and the small details all in one place. Instead of juggling multiple tools or scattered notes, you get 21 interconnected tabs that work together to track income, expenses, savings, debt, and net worth.

One of its standout features is the dedicated 50/30/20 Dashboard. This follows the popular budgeting method that splits your spending into three categories: 50% for needs, 30% for wants, and 20% for savings and debt. You can also tweak those ratios to fit your lifestyle. Everything updates automatically, so you always know where your money is going without hours of manual work.

This budget spreadsheet is delivered as a digital file, no waiting for shipping or printed books. Once you download it, you can start using it instantly. It’s designed for use in Excel or Google Sheets, so you can work on it from your computer, tablet, or even your phone if you’re on the go.

✓ Product developed with the latest Excel version (Office 365) Desktop App. Older versions might not be able to support all the features.
✓ This product is only available in English

This design and this spreadsheet is copyrighted by Priori Digital Studio. Your purchase of this product is for personal use only and commercial/public use of any kind is strictly prohibited. It is prohibited to resell, share, reproduce this product or distribute this product, either in part or in full, with or without modifications.