Automated Annual Budget Spreadsheet

• ✅ One Dashboard to Rule Them All – See your income, spending, savings, and debt progress at a glance.
• 🧠 Built-In Automation – No more broken formulas or repetitive data entry.
• 💸 Zero-Based or Carry-Over Budgeting – Choose the method that fits your style.
• 📆 Smart Monthly Tabs – Budget by month, compare to previous months, and track trends.
• 📊 Visual Charts – Understand where your money goes with clean, interactive visuals.
• 🎯 Sinking Funds & Debt Tracking – Stay focused on your goals and debt-free journey.
• 🔒 Protected Formula Cells – No worries about accidentally messing things up.
  💡 Custom Categories – Tailor it to your lifestyle and evolving expenses.

🌱 Track Net Worth & Build Habits – Stay motivated with visual progress over time.

This budget spreadsheet is made for real people with real lives ,  not just finance nerds.

• New budgeters who want a clean, guided way to start managing money
• Couples managing shared finances
• Freelancers and side hustlers with multiple income streams
  Anyone tired of subscription apps and looking for a one-time purchase
• Fans of spreadsheets who want something that just works
  
  

Whether you're saving for a goal, paying down debt, or simply trying to make ends meet with more awareness ,  this tool was built with you in mind.

The setup is simple and intuitive. Start by defining your budget year, choosing your budgeting method (zero-based or carry-over), and entering your income and expense categories. From there, the magic begins.

You’ll track your income and expenses throughout the year using a Transactions tab ,  either by typing them manually or pasting from your bank’s CSV export. The rest? Fully automated.

Your data flows into dynamic dashboards, monthly budgets, smart calendars, and goal-tracking tools like Sinking Funds, a Debt Repayment Planner, Net Worth Tracker, and even a fun No-Spend Challenge. Everything updates in real time, so you’re always in control without feeling buried in spreadsheets.

Managing your finances shouldn’t be overwhelming ,  and that’s exactly why we built the Automated Annual Budget Spreadsheet. Whether you’re new to budgeting or already a spreadsheet pro, this tool is designed to take the stress out of money management by automating the heavy lifting while keeping everything clear, visual, and easy to navigate.

Unlike generic templates that require constant manual updates, this budget spreadsheet does the thinking for you. With automatic dashboards, smart formulas (protected from accidental edits), and a guided setup process, you’ll gain insights into your finances without needing to be a spreadsheet wizard. It’s like having a financial assistant built right into Google Sheets or Excel.

Once purchased, you'll get instant access to download your budget spreadsheet in two formats:
✅ Google Sheets (link-based, ready to copy)
✅ Microsoft Excel (.xlsx file)

No fancy tools or software needed. It works seamlessly in any modern browser (for Google Sheets) or Excel app (on Windows or Mac). You’ll also get a quick-start guide and video tutorial to help you feel confident from day one.

✓ Product developed with the latest Excel version (Office 365) Desktop App. Older versions might not be able to support all the features.
✓ This product is only available in English

This design and this spreadsheet is copyrighted by Priori Digital Studio. Your purchase of this product is for personal use only and commercial/public use of any kind is strictly prohibited. It is prohibited to resell, share, reproduce this product or distribute this product, either in part or in full, with or without modifications.