Budget Bundle for Beginners

• Clarity at a glance: See your monthly budget, spending patterns, and progress without digging through receipts.
• Stay on top of bill: Never miss a payment thanks to the Smart Bill Calendar.
• Make savings tangible: Track exactly how close you are to hitting your goals.
• Pay off debt faster: Use proven strategies like avalanche or snowball and get a projected debt-free date.

No guesswork: Built-in instructions and example data mean you’ll know exactly what to do from day one.

This is ideal for anyone who:

• Wants a beginner-friendly budget spreadsheet that’s still powerful enough to grow with them.
  Prefers a visual, organized approach to tracking expenses, bills, savings, and debt in one place.
• Is tired of juggling multiple apps or notes and wants everything in a single, easy-to-update file.
• Feels overwhelmed by finances and wants a clear plan they can actually stick to.
  
  

Whether you’re managing household finances, planning debt payoff, or saving toward a dream goal, this spreadsheet gives you the structure to make it happen.

Each tool comes pre-structured with tabs that guide you step-by-step:

• Simple Budget: Set up your budget period, enter your income and expenses, track actual spending, and see visual summaries of where your money went.
• Smart Bill Calendar: Keep every bill and subscription payment organized with two calendar views and a payment tracker so you never miss a due date.
• Savings Tracker: Set clear savings goals, track monthly contributions, and watch your progress toward up to 15 goals.
• Debt Payment Tracker: Choose from avalanche, snowball, or custom repayment strategies, and track exactly when you’ll be debt-free.
  
  

The spreadsheet uses locked formulas and clear, color-coded input areas so you know exactly where to type and what’s calculated for you. Plus, every editable cell has a built-in note explaining what to enter.

Managing money shouldn’t feel overwhelming or require fancy software you barely understand. This all-in-one budget spreadsheet bundle was built for real people, not accountants, who want a clear, simple, and visual way to see where their money is going.

Unlike generic budget templates, this one doesn’t just give you a blank table and wish you luck. It’s fully guided with built-in notes, protected formulas (so you don’t accidentally break anything), and example data so you always know what to do next. You’ll get dedicated tools for monthly budgeting, tracking bills, monitoring savings, and paying off debt, all connected in one easy-to-use file.

Whether you’re a visual thinker who loves charts or someone who just wants the numbers to make sense, this spreadsheet does the heavy lifting so you can focus on making confident financial decisions.

You’ll receive instant access to both Google Sheets and Microsoft Excel versions of the spreadsheet. The layout, features, and formulas work exactly the same in both formats, so you can use whichever tool you’re most comfortable with.

No extra apps, subscriptions, or complicated setups, just download, open, and start budgeting.

✓ Product developed with the latest Excel version (Office 365) Desktop App. Older versions might not be able to support all the features.
✓ This product is only available in English

This design and this spreadsheet is copyrighted by Priori Digital Studio. Your purchase of this product is for personal use only and commercial/public use of any kind is strictly prohibited. It is prohibited to resell, share, reproduce this product or distribute this product, either in part or in full, with or without modifications.