Debt Payment Tracker

• Easy to Use: Just fill out the setup tab and watch the rest calculate automatically.
• Flexible Strategy Options: Choose snowball, avalanche, or set your own repayment order.
• Visual Motivation: See your debt decrease over time with built-in charts and graphs.
• Real-Time Updates: Make spontaneous extra payments and instantly see the impact.
• Smart Planning: Know exactly when you’ll be debt-free and how much you’re paying each month.
  
  

It’s like having a mini financial coach, built into your spreadsheet.

This tracker is for anyone who’s tired of guessing and ready to make a real plan to pay off their debt. Whether you're managing a couple of credit cards or juggling student loans, car payments, or personal debt , this spreadsheet gives you structure and clarity.

It's great for:

• Recent grads trying to handle student loans
• Families working on reducing credit card debt
• Budget-conscious folks who want to be more intentional with their money
• Anyone ready to finally track their debt repayment in one place
  
  

You don’t need to be a spreadsheet whiz , if you can enter numbers, you can use this.

Getting started is simple and only takes a few steps:

1. Head to the Setup Tab and enter your basic info , currency, start date, and how you want to approach paying off your debts.
2. Choose your repayment strategy:
   
   

• Avalanche (highest interest first)
• Snowball (smallest balance first)
• Custom order (you choose the priority)

1. Add any extra payments you plan to make.
   
   
2. Input the details of your debts , name, balance, interest rate, and minimum payment.
   
   

From there, everything updates automatically. The Debt Dashboard gives you an at-a-glance view of your progress, total payments, projected debt-free date, and charts that show how your balances shrink over time.

You can also log one-off extra payments or adjust your monthly contribution based on your budget , right from the dashboard.

Managing debt can feel overwhelming, multiple accounts, varying interest rates, and no clear plan can make it hard to know where to start. That’s exactly why we created the Debt Payment Tracker. It’s not just a spreadsheet; it’s a simple yet powerful tool designed to help you track your debts, stay organized, and stick to a realistic payoff plan that actually works.

What sets this tracker apart is its automation. Once you fill in a few details on the setup page, the rest of the spreadsheet does the heavy lifting for you. Whether you're following the snowball method, avalanche strategy, or a custom payoff order, this tracker adjusts automatically and gives you a clear picture of your progress.

No complicated math. No fancy finance background needed. Just a straightforward way to take control of your debt.

The Debt Payment Tracker is available instantly as a digital download , no waiting around.

You’ll receive both Google Sheets and Excel versions, so it works seamlessly no matter what platform you prefer. The layout and functionality are identical across both formats, and all essential cells with formulas are protected to avoid accidental changes. Just plug in your info and you’re good to go.

✓ Product developed with the latest Excel version (Office 365) Desktop App. Older versions might not be able to support all the features.
✓ This product is only available in English

This design and this spreadsheet is copyrighted by Priori Digital Studio. Your purchase of this product is for personal use only and commercial/public use of any kind is strictly prohibited. It is prohibited to resell, share, reproduce this product or distribute this product, either in part or in full, with or without modifications.