Debt Snowball Calculator

• Simple setup: no financial jargon, just plug in your info
• Automated tracking: no need to update formulas
• Visual progress: see your payoff timeline and totals at a glance
• Boost motivation: pay off your smallest debt first and build momentum
• Flexible inputs: add one-time payments or adjust your monthly budget anytime
• Protected formulas: so your data stays accurate and frustration-free
  
  

It’s a small tool that can make a big difference in helping you take control of your finances.

This tool is perfect for anyone who wants to:

• Get out of debt with a clear, structured plan
• Stay organized without needing to be a spreadsheet pro
• Visually track their debt payoff journey over time
• Use the Debt Snowball Method with minimal manual work
  
  

Whether you're dealing with credit cards, student loans, or personal debt, this spreadsheet is designed to help you stay on track and actually see your progress ,  which can be hugely motivating.

The spreadsheet walks you through a simple setup process:

• Enter your currency and debt payoff start date
• Optionally add any extra cash you want to apply toward your debts
• List your debts: name, balance, interest rate, and minimum payment
  
  

That’s it ,  from there, the sheet auto-sorts your debts according to the Snowball Method, calculates payment schedules, and displays your projected debt-free date. You’ll also see a detailed payment timeline and an at-a-glance summary of your progress.

The spreadsheet is thoughtfully designed with a built-in color-coding system: editable cells are clearly marked, and protected formulas help keep everything running smoothly. Just remember not to drag cells around ,  copying and pasting is the best way to make changes.

Managing debt can feel overwhelming, but it doesn’t have to be. Our Debt Snowball Calculator Spreadsheet takes the guesswork out of creating a clear, actionable plan to pay off your debts. Built with simplicity and clarity in mind, this tool isn’t just another spreadsheet, it’s a guided system that helps you stay focused and motivated as you tackle your balances, one at a time.

Unlike generic budgeting tools, this spreadsheet is designed around the proven Debt Snowball Method, a strategy that builds momentum as you pay off your smallest debts first, then roll those payments into the next one. Everything is automated, color-coded, and protected where needed, so you can focus on progress, not formulas.

You’ll receive instant access to both Google Sheets and Microsoft Excel versions of the spreadsheet. The layout and functionality are the same in both formats, so it works smoothly regardless of which program you prefer.

No complicated setup. No need for third-party apps or subscriptions. Just open the file and start planning your debt payoff journey right away.

✓ Product developed with the latest Excel version (Office 365) Desktop App. Older versions might not be able to support all the features.
✓ This product is only available in English

This design and this spreadsheet is copyrighted by Priori Digital Studio. Your purchase of this product is for personal use only and commercial/public use of any kind is strictly prohibited. It is prohibited to resell, share, reproduce this product or distribute this product, either in part or in full, with or without modifications.